Also I was not notified of the salvage title on this vehicle. The balance and due date change is incorrect and has me delinquent.
This loan was purchased from XXXX XXXX XXXX. I purchased this car under fraudulent conditions. Katy, TX Taking out the loan or lease Consumer Loan: Vehicle loanĬomplaint: I have been given the run around from XXXX when I call and this company who has acquired my loan.
Today XXXX/XXXX/16 Mid Atlantic reported that am 60 days late but per their statement, i should make payments to XXXX XXXXĬompany Response: Closed with explanation Mid-Atlantic finance has been calling me telling me that am late on car payments yet i have been making payments to XXXX XXXX. Following these conversations, i went ahead and made payments and was given back the car. On the same day i called Mid-Atlantic and they informed me that they had sold the car back to XXXX XXXX XXXX and that if i have any questions i should direct it to XXXX. When i called them ( XXXX ) together with Mid-Atlantic, XXXX auto acknowledged that they have taken over the car from Mid Atlantic and that i should make payments to them. Since they violated the Federal law I wanted them to know that I was going to take them to court in my area and I was suing for. I also let them know that I was going to report them to this website as well. My letter clearly says to them that all they have to do is remove their company 's name and the negative remarks off my credit report on all the credit reporting agencies because they have broken the law and I will not decide to take them to court. I sent them another letter saying they have violated the federal law to place a Notice of Dispute to all the credit reporting agencies within 30 days time frame.
They have not done a thing and it 's been over 30 days. They were suppose to place the statement that I had " disputed by consumer '' in the remark area on all the credit reporting agencies. When I checked my credit reports, they have not provided the statement that I had disputed the item directly to them by letter. On XX/XX/2016, I received a letter about what I had asked for, then I preceded to wait til 31 days to see if they would provide a " notice of dispute '' to the credit reporting agencies like the law requires them to do so. Pikeville, NC Managing the loan or lease Consumer Loan: Vehicle loanĬomplaint: I have written to Mid-Atlantic Finance Company about providing me with a copy of any viable evidence bearing my signature showing the account is being reported accurately to the credit reporting agencies. I advise that my cease and the cyst has been on file for the last four years and calling me it is against the collection that and I will make a complaint.Ĭompany Response: Closed with monetary relief
Said that my cease and the cyst was not valid and I have no right to tell them not to call me. I contact the corporate office and spoke to someone in the legal office by the name of XXXX. He said that I told the previous representative that I was voluntarily giving up the car, I stated I never said that what I said was I will pay the account current in a few days he said he did n't want money and the representative started to yell and I disconnected the call, the gentleman call back two times after that which then becomes harassing. on XX/XX/XXXX at XXXX XXXX and pretended to be the legal team and said that he was going to take me to court and garnish my wages for my car loan. On XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX the company proceeded to call me again. Lk Buena Vis, FL Problems when you are unable to pay Consumer Loan: Vehicle loanĬomplaint: I have a automobile with mid Atlantic finance in XXXX Florida, I sent them a Cease and desist for harassing collection calls on XX/XX/XXXX.
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